Interest Rates

Vivid Savings Account
Daily Balance
Interest Rate(%) p.a.*^
$1.00 - $10,000.00
1.28%
$10,000.01 - $100,000.00
1.88%
$100,000.01 and above***
0.25%
* Interest rates quoted are subject to change at any time without prior notice. Terms and conditions apply
^Interest is calculated based on each end day balance in your Vivid Savings Account and credited at the end of the month
*** The entire Vivid Account balance will be calculated at 0.25% (p.a.) if it exceeds $100,000 (including interest credit)


Singapura Blue Sky Savers
Savings Deposit (% p.a. monthly interest)
Accounts
Deposit Balance
Interest Rate
Junior Savers
$100 to $50,000
0.60% p.a.
Gold Savers
$10 and above
0.60% p.a.
Adult Savers
Tier 1: $10 - $50,000
Tier 2: $50,000.01 and above
0.25% p.a.
0.375% p.a.


Singapura Blue Sky Fixed Deposit
Months
Less than $50K (% p.a.)
$50K and above (% p.a.)
1,2
0.050%
0.125%
3,4,5
0.100%
0.150%
6,7,8
0.150%
0.200%
9,10,11
0.175%
0.300%
12
0.250%
0.350%
15
0.275%
0.450%
18
0.300%
0.450%
21
0.300%
0.450%
24
0.300%
0.475%
27,30,33
0.300%
0.475%
36
0.300%
2.750%
39,42,45
0.300%
0.475%
48
0.300%
0.475%
51,54,57
0.300%
0.475%
60
0.300%
0.475%
Rates quoted are subject to change without prior notice.
Note: Additional interest of 0.125% p.a. for senior citizen account holders for deposits with a tenure of 9 months and above. Not applicable during promotion period.


Share Loan
WISE Account
No of Months
Discounted Rate
1
1.25%
2
2.00%
3
2.75%
Fast approval up to S$49,999.00
Minimum interest charge at only S$50.00


Others
Base Rate (Floating)
Interest Rate(%) p.a.
Business Account
0.68% p.a.
Property Loans
from 3.93% monthly rest
HP Equipment Loans
from 3.08% flat p.a.
Share Loans
from 6.50% monthly rest
Vessel Loans
from 7.00% monthly rest
Interest Rates effective @ 1 August 2023. All rates quoted are subject to change at any time without prior notice. Terms and conditions apply.