Whether you are planning to develop new capabilities, create exciting new products or expand your business footprint overseas, having access to the right financing is crucial to realise your growth ambitions. The Enterprise Financing Scheme (EFS) will enable Singapore enterprises to access financing more readily throughout their various stages of growth.

Singapura Finance Ltd participates in 3 areas of the EFS – SME Enhanced Working Capital, SME Fixed Assets and Temporary Bridge Loan for Tourism Sector Enterprise.

1) SME Enhanced Working Capital
  • To finance daily operational cashflow needs
  • Loan quantum up to S$600,000.00
  • Up to 5 years loan tenor
2) SME Fixed Assets (Domestic)
  • Finance the investment of assets including
    • Purchase of equipment and machines for automation and upgrading
    • Construction or purchase of government and commercial built factories and business premises
  • Loan quantum up to S$30 million
  • Up to 15 years loan tenor
3) Temporary Bridge Loan for Tourism Sector Enterprise
  • To provide additional cash flow support for tourism sector enterprises
  • Loan quantum up to S$1,000,000.00
  • Up to 5 years loan tenor
  • Be a business entity that is registered and physically present in Singapore
  • Have at least 30% local equity held directly or indirectly by Singaporean(s) and/or Singapore PR(s), determined by the ultimate individual ownership
  • Have a Maximum Borrower Group revenue cap of S$500 million for all companies
  • For Temporary Bridging Loan, must be in the Tourism Sector. Refer to EFS website for further information

For “SME Enchanced Working Capital”, and “SME Fixed Assets”, SMEs refer to companies with a group revenue of S$100 million or maximum employment of 200 employees

*For more information on the EFS please visit the EFS website at www.enterprisesg.gov.sg/efs

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