Interest Rates

Singapura Blue Sky Fixed Deposits

Tenure	Interest Rates (%p.a.) Below $25,000.00	Interest Rates (%p.a.) $25,000.00 to $49,999.99	Interest Rates (%p.a.) $50,000.00 to $99,999.99	Interest Rates (%p.a.) $100,000.00 to $999,999.99
1 - 2 months	0.1750%	0.1750%	0.2000%	0.2000%
3 - 5 months	0.2500%	0.2500%	0.2750%	0.2750%
6 - 8 months	0.2750%	0.2750%	0.3000%	0.3000%
9 - 11 months	0.3000%	0.3000%	0.3750%	0.3750%
12 months	0.5000%	0.5000%	0.7500%	0.7500%
15 months	0.5000%	0.6000%	0.8000%	0.8000%
18 months	0.5500%	0.6500%	0.8500%	0.9500%
24 months	0.7000%	0.7750%	0.9550%	1.0500%
36 months	0.7000%	0.8000%	1.0000%	1.1000%
48 months	0.7000%	0.7000%	0.9250%	0.9250%
60 months	0.7000%	0.7000%	0.9250%	0.9250%

Note: Additional interest of 0.125% p.a. for senior citizen account holders for deposits with a tenure of 9 months and above. Not applicable during promotion period.

Singapura Blue Sky Savers

Savings Deposit (%p.a Monthly Interest): 0.2500% p.a.

Share Loan

WISE Share Account
No of months	Discounted Rate
1	0.650%
2	1.200%
3	1.500%
Instant approval up to S$49,999.00
Minimum interest charge at only S$50.00
Share
Description	%p.a.
Gold Share	1.500% + SLR
Revolving Shares	2.000% + SLR

Car Loan

Repayment Period	New Car Loan
Year	(%p.a.) Flat Rate	(%p.a.) Effective Rate
1	3.25%	7.04%
2	3.25%	6.67%
3	3.25%	6.51%
4	3.25%	6.40%
5	3.25%	6.31%
6	3.25%	6.23%
7	3.50%	6.61%
8	3.50%	6.54%
9	3.50%	6.47%
10	3.50%	6.41%

Housing Loan (New Applications Only)

Period	%p.a. Monthly Rest
1st year	3.500% (Fixed)
2nd year	3.75% (Float, SLR + 0.50%)*
3rd year	3.75% (Float, SLR + 0.50%)*
4th year onwards	4.00% (Float, SLR + 0.75%)*
Singapura Lending Rate (SLR)	3.250% p.a.

Others

Description	%p.a.
Singapura Lending Rate (SLR)	3.250%
Base Lending Rates (BLR)	6.625%

Interest Rates effective @ 3 July 2010