Interest Rates

Singapura Blue Sky Fixed Deposits

Tenure	Interest Rates (%p.a.) Below $25,000.00	Interest Rates (%p.a.) $25,000.00 to $49,999.99	Interest Rates (%p.a.) $50,000.00 to $99,999.99	Interest Rates (%p.a.) $100,000.00 to $999,999.99
1 - 2 months	0.1000%	0.1000%	0.1200%	0.1200%
3 - 5 months	0.1500%	0.1500%	0.1800%	0.1800%
6 - 8 months	0.2000%	0.2000%	0.2750%	0.2750%
9 - 11 months	0.2500%	0.2500%	0.3000%	0.3000%
12 months	0.4750%	0.4750%	0.6800%	0.6800%
15 months	0.4750%	0.4750%	0.6800%	0.6800%
18 months	0.5500%	0.5500%	0.8500%	0.8750%
24 months	0.7000%	0.7000%	0.9250%	0.9250%
36 months	0.7000%	0.7000%	1.0000%	1.0000%
48 months	0.7000%	0.7000%	1.0000%	1.0000%
60 months	0.7000%	0.7000%	1.0000%	1.0000%

Note: Additional interest of 0.125% p.a. for senior citizen account holders for deposits with a tenure of 9 months and above. Not applicable during promotion period.

Singapura Blue Sky Savers

Savings Deposit (%p.a Monthly Interest): 0.2500% p.a.

Share Loan

WISE Share Account
No of months	Discounted Rate
1	0.650%
2	1.200%
3	1.500%
Instant approval up to S$49,999.00
Minimum interest charge at only S$50.00
Share
Description	%p.a.
Gold Share	1.500% + SLR

Car Loan

Repayment Period	New Car Loan
Year	(%p.a.) Flat Rate	(%p.a.) Effective Rate
1	2.25%	4.89%
2	2.25%	4.64%
3	2.25%	4.54%
4	2.25%	4.48%
5	2.25%	4.43%
6	2.25%	4.39%
7	2.25%	4.35%
8	2.25%	4.31%
9	2.25%	4.28%
10	2.25%	4.25%

Housing Loan (New Applications Only)

Period	%p.a. Monthly Rest
1st year	1.75% (Fixed)
2nd year	2.50% (Fixed)
3rd year	2.95% (Fixed)
4th year onwards	3.75% (Float, SLR* + 0.50%)
*Singapura Lending Rate (SLR)	3.250% p.a.

Others

Description	%p.a.
Singapura Lending Rate (SLR)	3.250%
Base Lending Rates (BLR)	6.625%

Interest Rates effective @ 30 September 2011